SCHWAB. THE SMARTER THE INVESTMENT COMPANY, THE SMARTER THE INVESTOR

Class [036]
Insurance & Financial Services

Brokerage services in the fields of securities, stocks, bonds, mutual funds, money market funds, commodities, futures, options, and indices of any of them; investment services in the fields of securities, stocks, money market funds, bonds, mutual funds, commodities, futures, options, and indices of any of them; investment advice and management in the fields of securities, stocks, bonds, mutual funds, money market funds, commodities, futures, options, and indices of any of them; securities brokerage account services including an interest bearing feature for cash between investments, access to cash, and margin loans; credit card and debit card services; check writing and bill payment services; variable annuity services; variable insurance investment services; investment account information services; retirement plan services including trustee services and retirement plan recordkeeping services; trust company custody services; financial planning services; insurance services, namely, brokerage in the field of life insurance; insurance brokerage services; cash management account services; fixed income investment services; payment services and fund transfer services; providing information and analysis in the fields of finance, economics, investment, business, financial planning, and investment strategy; providing access to portfolio management services and tools and/or account information; providing access to decision-making tools and investment research tools; providing access to news, information, research, databases, and analysis in the fields of investing, finance, financial planning, business, current events, government, and economics via an electronic communication network, via an on-line electronic database, and via a global communication network; providing access by electronic communication networks to portfolio management services and tools and/or account information; providing access by electronic communication networks to decision making tools and investment research tools; providing access by electronic communication networks to news, information, research, databases, and analysis in the fields of investing, finance, financial planning, business, current events, government, and economics; educational services in the fields of investment, finance, economics, business, financial planning, portfolio management, retirement planning, money management, investment strategy, and asset allocation