| Class Description: |
016 - Paper Goods and Printed Material
|
| Goods & Services: |
Printed reports and publications regarding the insurance industry, insurance underwriting, insurance rates and rating information, historical and current information regarding estimates of insured loss and actual insured loss, broker reports featuring information for broker originators, lenders, hiring companies, employers and potential employers, and the general public; printed forms for use in insurance, risk analysis, and loss estimation; and instructional manuals for computer software used in the insurance field. |
| Class Description: |
035 - Advertising, Business & Retail Services
|
| Goods & Services: |
Business management; business administration; subscriptions to a computer service for the insurance industry for providing information relating to changes in insurance coverages and policies and for completing insurance applications with applicant information from existing databases; providing business risk assessment information to insurance carriers; providing referral services for building improvement, remodelling, and repair service providers; providing cost reduction services to insurance organizations and other payers of health care claims; providing and analyzing statistical health data to uncover and identify health care fraud and healthcare claims errors; business investigations in the field of fraud prevention; electronic data storage services for others. |
| Class Description: |
036 - Insurance & Financial Services
|
| Goods & Services: |
Insurance; financial affairs; monetary affairs; real estate affairs; providing information about property and casualty insurance and underwriting risks, risk assessment and evaluation, and risk management, for use by insurance companies in handling insurance claims and insurance investigations, about pending and historical insurance claims, and the adequacy of insurance coverage; management of insurance information relating to changes in automobile insurance policies; insurance rating and insurance rating data services; providing insurance-to-value portfolio analysis to insurance companies and insurance policyholders; providing insurance appraisals and evaluations, insurance price quotations, insurance policy administration, and insurance administration and consultation; providing a database that contains investigation results and a glossary of technical terms regarding the loss, damage or theft of insured property for use by insurance companies; providing insurance repair, restoration and reconstruction estimates; providing real-time claims management reports to insurance carriers and restoration contractors via a secure on-line website; providing automated management, tracking, and monitoring of all stages of insurance claims handling; insurance consulting in the nature of evaluating issued insurance policy information in conjunction with third party data libraries and proprietary databases and assessing rating factor errors in premium auditing to enhance actuarial analysis, and determining for others the accuracy and validity of insurance policyholders data used in connection with the calculation of insurance policy premiums; performing insurance premium underwriting services for others; providing broker information for broker originators, lenders, hiring companies, employers and potential employers, and the general public; providing data of insurance policy transactions to comply with requirements to notify lien holders, secured parties, or mortgagees of changes in insurance coverage or policies; providing insurance companies and other payers of health care claims prepayment cost reduction services by performing financial clinical analysis of suspect claims; providing data in the field of property/casualty insurance claims; providing an online cost-modelling database that improves the reliability of replacement cost estimates for structures used in the insurance field; providing insurance ratings information on insurable property via a website; providing on-line information circulars containing actuarial data and analysis for use in insurance rate-making and other actuarial processes; providing insurance and financial information to identify revenue recovery opportunities, and quality problems and initiatives for health care insurance purposes; providing insurance and financial data to health care businesses, health care providers and others in the health care market; providing online computer data and databases of financial information, property valuation information and property reconstruction and repair cost information for insurance, cost estimation, construction, restoration and repair businesses; consultancy (financial -); consultancy (insurance -); financial consultancy; financial information; information (financial -); information (insurance -); insurance consultancy; insurance information. |
| Class Description: |
037 - Construction and Repair Services
|
| Goods & Services: |
Building construction; repair; installation services; providing online computer data and databases of building construction and repair information for insurance, cost estimation, construction, restoration and repair businesses; providing building and construction costs and cost-estimating services; building construction supervision; construction information; information (repair -); repair information. |
| Class Description: |
038 - Communications Services
|
| Goods & Services: |
Telecommunications; automatic electronic transmission of notifications of changes in automobile liability insurance policies to state motor vehicle departments. |
| Class Description: |
041 - Education and Entertainment Services
|
| Goods & Services: |
Educational and training services for the insurance, insurance premium audit, law enforcement, real estate and mortgage, and fraud detection fields, and providing training manuals in connection therewith; providing online publications, bulletins and newsletters in the field of property/casualty insurance claims. |
| Class Description: |
042 - Computer & Software Services & Scientific Services
|
| Goods & Services: |
Providing temporary use of on-line non-downloadable software programs for use in analyzing property/casualty insurance loss information; providing temporary use of on-line non-downloadable software programs for use by lenders to review and analyze loan and loan service data, loan documents and collateral, and loan origination quality control to ensure compliance with a variety of federal, state and local mortgage lending laws, rules and regulations, to score loans and loan applications in real time, to help reduce repurchases, default, and delinquency costs, and to identify multiple social security numbers, invalid social security numbers, multiple name social security numbers and social security numbers of the deceased used by loan applicants; providing temporary use of on-line non-downloadable software programs for use as an automated valuation model for real estate property assessment and creation of real property valuation reports for others; providing temporary use of on-line non-downloadable software programs for health care businesses, health care providers and others in the health care market, for analyzing, creating financial models of, and creating reports on, health care costs and cost-control, the financing of health care costs, managed care provider groups, self-insured employers, third party administrators, and the delivery of health care services, for targeting specific business problems in the health care field, to perform information and research services regarding the Medicare market, to reduce healthcare facility costs, and to validate claim submissions and detect, investigate, audit and manage fraudulent claims and over-payment of claims; providing temporary use of on-line non-downloadable software programs in the nature of a disease management calculator that helps clients understand their population's health care needs; providing temporary use of on-line non-downloadable software programs for accessing, storing, retrieving and updating drivers and motor vehicle records; providing temporary use of on-line non-downloadable software programs for managing workers compensation claims; providing temporary use of on-line non-downloadable software programs for use by the insurance industry to electronically pre-fill insurance applications with applicant information from existing databases; providing temporary use of on-line non-downloadable software programs for use in executing residential insurance and valuation calculations; providing temporary use of on-line non-downloadable software programs that is a spatial assessment software tool that offers geographic maps displaying insurance risk assessment data and information, namely, risk addresses, risk assessment, exposure concentrations, and information regarding target areas for underwriting new business; providing temporary use of on-line non-downloadable software programs used to conduct insurance premium audits; providing temporary use of on-line non downloadable software programs for outsourcing insurance premium audits and for linking users of insurance premium audit services to high-quality vendors; providing temporary use of on-line non-downloadable software programs for providing real-time claims management reports to insurance carriers and restoration contractors via a secure on-line website; providing temporary use of on-line non-downloadable software programs to receive, track, document and manage insurance claims, property valuations, repair estimates and property replacement costs; providing temporary use of on-line non-downloadable software programs used in insurance claims handling and that allows for collaboration among insurance underwriters, insurance claims personnel and insurance policyholders; providing temporary use of on-line non-downloadable software programs to provide information to insurance companies and farmers concerning the risk of weather-related losses; providing temporary use of on-line non-downloadable software programs for accredited and licensed users of information used to protect against identity theft and to protect against the unauthorized disclosure of confidential and personally identifiable information; providing temporary use of on-line non-downloadable software programs for screening candidates for employment for criminal records and verification of education, credentials, and employment history; developing databases and investigative resources for use by law enforcement agencies to deter theft; recovering and analyzing computer data, and preparing reports of information generated during the operation of vehicles, instruments and machinery; providing on-line databases featuring weather-related catastrophic events; computer software information and design services; computer software maintenance, technical support and troubleshooting services; computer programming services; leasing computer software and computer programs; maintenance and enhancement of computers and computer software; development of software for others for use in analyzing, compiling and exploiting statistical health data; providing data conversion, data analysis and development of data reporting solutions in the healthcare and health insurance industry; consulting services related to data conversion, analysis and reporting in the healthcare and health insurance industry; application services provider featuring software for providing an online computer database that facilitates audits of insurance premiums; application services provider featuring software for providing a data management application and access to an on-line database in the field of low-income housing and low-income HUD, uploading of state and local housing grants, collection and compilation of data about low-income housing and low-income housing grant data for statistical analysis and report generation providing climate forecast information. |
| Class Description: |
044 - Medical, Beauty & Agricultural Services
|
| Goods & Services: |
Providing health care information to identify revenue recovery opportunities, and quality problems and initiatives for insurance purposes; providing health care data to health care businesses, health care providers and others in the health care market. |
| Class Description: |
045 - Personal & Legal & Social Services
|
| Goods & Services: |
Security services for the protection of property and individuals; personal and social services rendered by others to meet the needs of individuals; pre-employment background verification and screening services and automatic monitoring of active employees for criminal activity; information validation fraud detection and data integrity verification services for loan applications; providing online information about fire protection and fire ratings of local communities, including information about buildings and real property surveys and maps; licensing of computer software and computer programs; arbitration services in the insurance field; reviewing standards and practices of insurance carriers to ensure compliance with the patriot act and other statutory obligations related to national security; identity verification and validation services; reviewing standards and practices of building departments of municipalities to determine and evaluate their compliance with building codes, for the benefit of the insurance industry; providing legal information, namely providing information on motor vehicle violations of drivers and policyholders to others; providing legal and property ownership information, namely providing data validation services to insurance companies, law enforcement agencies and equipment owners including providing data to verify the accuracy and status of the Product Identification Number for equipment electronically or via the telephone; providing legal and property ownership information, namely providing a searchable online database to assist property owners and law enforcement to investigate and recover stolen or damaged property. |
| Class Description: |
009 - Computer & Software Products & Electrical & Scientific Products
|
| Goods & Services: |
Computer software used in the insurance field for underwriting and risk assessment and analysis, pricing, premium collections, conducting insurance premium audits, policy management, loss and property repair cost estimation, client management, analyzing, handling and managing claims, detecting fraudulent claims, managing agents and brokers, tracking insurable property, communicating insurance repair estimates and assigning construction, restoration, remodelling and repairs, auditing repair and construction estimates for errors, collaboration among insurance underwriters, insurance claims personnel and insurance policyholders, real-time exchange and analysis of property valuation data and insurance claims estimates, analyzing healthcare claims for cost reductions, and analysis and management of workers compensation and bodily injury claims; computer software used in the mortgage services industry; accounting computer programs; pre-recorded training films for the mortgage industry featuring information on mortgage fraud; downloadable electronic publications for use by property and casualty insurance companies containing information about historical and current insurance losses and loss histories, and reports featuring information for broker originators, lenders, hiring companies, employers and potential employers, and the general public; CD-ROMS, computer discs and downloadable data and file formats for use in insurance, risk analysis, and loss estimation software applications. |